December 2025 Poll

The Federal Government supports most residences who earn a low to modest income with up to 100% of benefits and credits.  The exchange at times is NIL taxable income reported to receive 100% of the benefits and credits.  As a taxpayer earning an income and following the tiered tax system our Canada Employment Credit amount is 15% of the NRFTC or prorated based on income earned. By earning more income,  we pay more tax, and it cost our government less resources to carry the income earning tax payer.  In many income earned positions the taxpayer will not receive benefits & or credits based on the individual or combined household net income. In fact we are paying more in tax to our government as we earn more income. If we play the deck of tax cards right, we may have a refund.  Yet our Employment Credit does not respond as an incentive reflecting what it cost to go to work each day from year to year. Nor does it reflect the additional step up tax required as our income is earned.  Our Federal Government, and it is irrelevant which party leads, it should be in the ITA, that the Canada Employment Credit reflects each tier tax system and is adjusted yearly like the personal basic amount.  I might as well address RRSPs.  if a taxpayer continues to earn taxable income after the age of 71, this tax payer should have the option to contribute to their and or spousal RRSP. The contribution rate of 18% should be increased. (it has been 18% as long as I can remember)  When I turn 65 in a few years my CPP and OAS will reach a taxable position, and it is designed this way. It may be an incentive to know my Canada Employment Credit would reflect my taxable income,  and I have an opportunity to make RRSP constitutions if I continue to work post 71 year of age.  As a taxpayer who does not earn a low to modest income I feel very taxed now and in the future,  and the scale of balance leans heavier for the taxpayer & this is felt right across Canada with all Canadians..

By Ann-Margaret Laurin on January 11, 2026

No it should be increased. You get a tax break for being employed? Even those who work from home in an employment arrangement get to claim it without incurring any transportation costs. And you could be the CEO making $500,000+ and still get to claim it even if you have a company paid car. It has totally lost its intended purpose.

By Dan Smith on January 08, 2026

Yes.  Our cost of living in Canada has increased significantly under this Liberal government, and the tax rate reduction they legislated on the first tax bracket is insufficient (this government is only allowing .5% reduction for 2025…not the full 1%  - I find that figure an affront to my intellect).  For taxpayers who have to work out of the house, at their employer’s location,  should be recognized for the additional cost to work outside of the home.  I find that an employment tax credit of at least $2,500 would not be out of line in this inflationary period.

By Gaetan Ladouceur on December 14, 2025

Yes, the credit should be adjusted - this credit actually helps working people. While the transit tax credit is great for people who live in cities and have access to public transit - rural working people who have no access to public transit can benefit from this credit.

By Lorraine Keating on December 11, 2025

Why not simplify the tax code by eliminating credits like this and increasing the basic personal exemption an appropriate amount?  Governments seem to be far too willing to increase complexity, especially if it increases voter base, and very unwilling to reduce complexity / bureaucracy / head count.

By Derek T on December 10, 2025

Like everything the government does, it ends up being a “one and done”.  There is never a thought that… oh, I do’t know… the prices might go up?  While I don’t think the government should be giving out money (or credits) willy-nilly, they should be willing to increase the credits they do allow from time to time.  This government does not seem to live in the real world, just the ones in their minds.

By Robert Litschel on December 05, 2025

Reestablishing the transit tax credit is long overdue as well.  It both aligns with Canada’s Carbon Reduction goals and provides a tax break for working families.

By Tim on December 05, 2025

Yes I agree. It should be tied to annual inflation rate.

By Robert D'Alessandro on December 04, 2025