Acuity 2025 - Corporate Owned-Insurance as a Risk Mitigation Tool

Advisors often promote holding corporately owned insurance policies because it provides clients with the ability to fund their policies using lower corporate tax dollars. Proceeds are also received tax free on death.  But there are important pitfalls, says Leanne Rodrigo, CPA, CA, a special guest Faculty Member at the Acuity Conference for Distinguished Advisors (DAC), November 23-26, 2025 in beautiful Puerto Vallarta. Early bird registration ends June 30 . There are many things to think about:

First, says Leanne, if a corporately owned insurance policy is not properly structured it can lead to adverse tax consequences.  For example, taxable shareholder benefits can arise – with tax consequences - if the policy is not structured correctly.  Tax can also apply on transfer, wind up or sale of the policy.

This presentation at the beautiful Sheraton Buganvilias Resort will equip advisors to have more confident conversations with clients on whether corporately owned life insurance best suits their needs.  This includes understanding:

1. Benefits of corporately owned life insurance
2. Things to be aware of when owning corporately owned life insurance (potential shareholder benefits, tainting QSBC status)
3. Transferring out a corporate life insurance policy prior to sale or wind up.
4. Corporate tax implications of payout on shareholders death.

Make a great decision before the June 30 Early Registration Deadline and book your travel and hotel  registration soon!  Be sure to join us to learn, network and earn CE Credits at a gorgeous venue with advisors from coast to coast!

Check out the full agenda and register now – don’t miss the opportunity for low all-inclusive rates at the conference hotel.