Intergenerational Wealth Transfer Needs & The Rise of Real Wealth Managers™

As families navigate one of the largest intergenerational wealth transfers in history, demand is growing for coordinated, values-based financial leadership. In response, experienced tax and financial professionals are increasingly turning to the Real Wealth Manager™ (RWM™) program, an advanced professional pathway focused on intergenerational wealth stewardship.

Today’s families face interconnected decisions involving tax, retirement, estate planning, business succession, and family dynamics. These decisions are often triggered by major life events such as retirement, illness, divorce, or death. While families may already work with several trusted professionals, many are now seeking clearer leadership and accountability across generations.

The Shift from Advice to Leadership

Traditional advice models were designed for a more transactional environment. As financial lives have become more complex, families benefit most when their professional advisors work within a shared framework—one that aligns decisions, timing, and long-term outcomes.

This evolution is creating space for professionals who can lead the process, not just deliver individual recommendations.

What Families Are Asking For

Across generations, families are asking deeper questions:

• Who is coordinating our plan?
• How do taxes, inflation, and fees affect long-term outcomes?
• How do we prepare heirs, not just transfer assets?
• Who helps guide decisions as life changes?

These are not product questions. They are stewardship questions.

What “Real Wealth” Means in Practice

Real wealth is built through intentional decision-making over time, aligned with family values and priorities. It requires:

• Consistent interviews and documentation
• Alignment across tax returns, financial plans, and net worth statements
• Awareness of wealth eroders such as taxes, inflation, and fees
• Discipline during life, financial, and economic transitions

Managing real wealth is an ongoing process—not a one-time event.

The Role of the Real Wealth Manager™

A Real Wealth Manager™ (RWM™) is a designated professional who serves as the strategic lead in developing and stewarding an intergenerational wealth plan. The RWM™ works collaboratively with accountants, lawyers, insurance specialists, and other advisors to ensure alignment and accountability.

In this role, the RWM™ acts as:

• Financial educator
• Advocate for the family
• Steward of after-tax outcomes
• Coordinator of the professional team

Simply put, the RWM™ becomes the quarterback of the family’s planning process.

The Real Wealth Management™ Framework

The Real Wealth Management™ framework is built around four integrated elements:

• Accumulation
• Growth
• Preservation
• Transition of Wealth

A defining feature is its focus on decision triggers: life events and economic changes that prompt action. By anticipating these moments, families are better positioned to make informed, values-based decisions with confidence.

Why This Matters Now

Intergenerational wealth transfer is happening now. Professionals who can guide families through complexity, coordinate expertise, and steward long-term outcomes are increasingly valued.

The Real Wealth Manager™ designation formalizes this role, providing a disciplined framework and shared language for professionals ready to practice at a higher level of responsibility and impact.

Learn More

Explore the RWM Program Orientation: From Financial Advice to Wealth Stewardship, featuring Curtis Scoville, RWM, MFA-P. The orientation includes a free program trial and demonstrations of the Real Wealth Management™ framework.

For a limited time, a special tuition offer is available and includes membership in the Society of Real Wealth Managers™

Register here: https://learn.knowledgebureau.com/pages/rwm