Certificate Course

Investment Tax Strategies


DMA™ - Retirement Income Services Specialist


This course covers a strategic and tax-efficient investment income planning process which places capital accumulations in the right hands of individuals in the family. The objective is to save capital and earn investment income with tax-efficiency and then to average down the tax paid on both by arranging to share with family members within the tax rules allowed. As important: planning to avoid tax erosion of the capital at transition times.


Course Content

Chapter 1 | Real Wealth Management
Chapter 2 | Tax-Efficient Investing: Planning for Income and Capital
Chapter 3 | Business Income and Asset Planning
Chapter 4 | Introduction to Income Taxation in Canada
Chapter 5 | Growing and Preserving Tax-Efficient Wealth
Chapter 6 | Registered Investments
Chapter 7 | Tax Efficient Investment Income
Chapter 8 | Tax Efficient Asset Transfers
Chapter 9 | Tax Efficient Debt Management
Chapter 10 | Risk Management: Tax Consequences of Disability and Death

Student Experience

If you have your own practice, this course is a must. My understanding has greatly improved.

—Vincent C., AB


Tax, financial planning, and wealth management competencies are required to fund income and capital accumulation goals derived from investments. Advisors must use a strategy and process geared to preserving, growing and transitioning wealth tax efficiently to the next generation. Through strategic and tax-efficient planning, investment income will be split with family members and tax erosion of capital at times of transition will be avoided.

What You'll Learn

You will learn to be conversant in recent tax changes relating to a variety of investment opportunities. You'll also understand strategies and ordering rules using tax-free, tax-deferred, and taxable incomes. You'll use a series of assessment tools to structure your clients' pre- and post-tax investment income and to monitor ongoing results. You'll learn how to manage tax returns by being familiar with tax-free zones, clawback zones and marginal tax rates. You'll provide specific investment income planning approaches for a variety of taxpayer profiles, including young families, students, business owners, and retirees

What’s Included

• Personal course selection consultation
• Virtual campus orientation
• Lesson and study plans
• Personal instructor email support
• Comprehensive Knowledge Journal
• EverGreen Online Research Library
• Knowledge Bureau calculators
• Testing and certification
• CE/CPD accreditation

Marking Guide

Case Studies
Final Exam
Passing Grade
Honours Achievement

All students who pass the course will receive a certificate. Students who receive a mark of 90% or better will receive a gold honours bar on their certificates.

CE | CPD Credits

Knowledge Bureau | 30 CPE credits

Most regulators and associations accept Knowledge Bureau certificate courses for continuing education credits.


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Complement your online education with CE Summits. Held in November, January and May, these one-day, instructor-led workshops offer peer-to-peer learning experiences to students who prefer studying in groups.


Annual three-day Distinguished Advisor Conferences focus on finding solutions for the challenges faced by businesses in a global marketplace.

Knowledge Base

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