Certificate Course

Personal Pension Planning For Corporate Owner-Managers


MFA™-Retirement and Succession Services Specialist


In light of the new tax rules that penalize passive investments within CCPCs, advisors must understand how pension legislation can become a power tool to deal with wealth succession, business succession and tax optimization within a corporate environment. Official launch May 13!


Course Content

Chapter 1 | Introduction: Pension management in the context of the business owner demographic
Chapter 2 | Understanding the differences between RRSP and pension regulatory environments
Chapter 3 | Disadvantages of traditional RRSPs for a family company vs pensions
Chapter 4 | Navigating the Tax on Passive Investments by using a pension solution
Chapter 5 | Concept of Inter-Generational Wealth Transfer: pension surplus at work within a family company
Chapter 6 | How can one improve on the Individual Pension Plan: a review of combination plan solutions
Chapter 7 | Creditor Protection and Bankruptcy Protection in the context of pension plans
Chapter 8 | Fiduciary Oversight: the pension competitive edge
Chapter 9 | How the pension plan fits in with other competing strategies: insurance synergies
Chapter 10| Investment management for Canadian small businesses
Chapter 11| Asset allocation, risk assessment, return objectives and how to best maximize the probability for success in the scope of a customized pension plan


This course will be of particular interest to industry participants seeking to provide tax and retirement strategies for business owners by utilizing Defined Benefit and Defined Contribution pension plans.

What You'll Learn

How to find significant tax deductions by upgrading clients from RRSPs to pension solutions
How to use pension solutions within broader planning exercises such as sale of business or transition to the next generation
Constructing portfolios within the parameters allowable by the provisions set-forth in the Income Tax Act that can maximize the benefit of pensions.

What’s Included

Personal course selection consultation
Virtual campus orientation
Lesson and study plans
Personal instructor email support
Comprehensive Knowledge Journal
EverGreen Online Research Library
Knowledge Bureau calculators
Testing and certification
CE/CPD accreditation

Marking Guide

Final Exam
Passing Grade
Honours Achievement

All students who pass the course will receive a certificate. Students who receive a mark of 90% or better will receive a gold honours bar on their certificates.

CE | CPD Credits

Knowledge Bureau | 30 CPE credits

Please read the Standards of Conduct. Designates of Knowledge Bureau require 15 CE/CPD credits before year end to re-license their registered marks for the next calendar year.

Please contact us to stay onside with your re-licensing requirements and to receive your VIP designate rates on your tuition fees.


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